Thursday, December 12, 2019

Christmas Gifts You Love (to Hate) Essay Example For Students

Christmas Gifts You Love (to Hate) Essay Christmas Gifts You Love (to Hate)Zack ImusChristmas. The most exciting and anticipated holiday of the year. A timewhen visions of sugar plumsor stereos, new cars, the latest computer, andvarious other desirable and expensive giftsdance through our heads. Unfortunately the reality of Christmas gift-giving is often a far cry from ourvisions. When were children, it seems as the holidays approach that anything ispossible. But as we mature and gain experience with this annual observance iteventually begins to dawn on us that it might not always be all its cracked upto be. By the time weve reached our late teenswhen, coincidentally, thepotential for receiving truly outstanding gifts is optimizedwe realize thatChristmas gifts are seldom what we hope for. In fact, from year to year itbecomes possible to actually predict the kinds of gifts youll unwrap onChristmas morning. Lets look at a few examples. The Necessity GiftThe necessity gift is one that always seems like a really great idea toyour mother or grandmother, but which is invariably a big yawn to unwrap. Letsbe realistic, how excited is anybody likely to get over a dozen pairs ofmatching socks, a hairbrush, winter gloves or underwear? Slipper Sox, new sheetsets and toothbrushes also qualify. After unwrapping such a gift, a person islikely to exclaim: Gosh, you shouldnt have! And mean it. The Token GiftThe Token Gift might be received from almost anyone. Though it seems likean intimate friend or close relative wouldnt stoop so low, experience provesthat token gifts take up where imagination and/or money leaves off. So itspossible to receive these kinds of gifts from the most unexpected sources. One present in this category is the ever popular soap-on-a-rope. Ivenever seen these marketed in June. But come early November the soap factoriesundoubtedly pay double-double overtime to their workers in order to meet thevast holiday demand for nameless, pungent-smelling brown soap manufactured overthe top of what appears to be a six-foot-long shoe-string. A note of caution:Soap-on-a-rope should never be given to boys under the age of 12. Theyinvariably turn them into near-lethal weapons. If disappointed enough, theymight even turn them on you. Other token gifts include cheap aftershave lotion/cologne, stationery, andthe ever-popular electric shaver. Though this latter might occasionally fit intothe Necessity Gift category, Ive never met anyone who actually uses an electricshaver. For this reason, this gift might also fit into our next category. The Closet Stuffer GiftCloset Stuffers are exactly what they sound like: gifts that are stuffedinto the closet shortly after Christmas, never to be seen again. The reason theystay there for a very long timegenerations, evenis because most ClosetStuffers make us believe that someday they might be fun and/or useful. But ofcourse, they never are. Great Closet Stuffers include pasta makers, fondue sets, tacky knick-knacks,tie racks, and the ever-popular but usually short-lived all-around exercisemachine. Some of these gifts might have actually been on someones want list. But dont kid yourself. If you purchase such a gift, within weeks it will bedoomed to a life of utter darkness. The I Didnt Know What to Buy You GiftWeve all been guilty of purchasing one of these gifts as some time oranother. But that doesnt make it any more fun to unwrap them ourselves. Many ofthe IDKWBY gifts fall into the food category. Examples include: cheese andsausage gift sets, mixed nuts, chocolate covered cherries or pretzels, tins oftasteless Christmas cookies, ribbon candy, five-gallon tins of assorted flavoredpopcorn and, last and certainly not least, fruitcake. Now some fruitcakeswouldnt qualify for this category. There are actually people in the world whospend months concocting 12-pound, liquor-filled, green-red-yellow speckledwonders (you wonder whats in them) as special gifts for their favoriterelatives. This doesnt make them taste any better, but they do make great door-stops in the off-season. No, only department or drug store fruitcakes fall intothis category. .u2e9f26021bbc6ced6c920925828c59e6 , .u2e9f26021bbc6ced6c920925828c59e6 .postImageUrl , .u2e9f26021bbc6ced6c920925828c59e6 .centered-text-area { min-height: 80px; position: relative; } .u2e9f26021bbc6ced6c920925828c59e6 , .u2e9f26021bbc6ced6c920925828c59e6:hover , .u2e9f26021bbc6ced6c920925828c59e6:visited , .u2e9f26021bbc6ced6c920925828c59e6:active { border:0!important; } .u2e9f26021bbc6ced6c920925828c59e6 .clearfix:after { content: ""; display: table; clear: both; } .u2e9f26021bbc6ced6c920925828c59e6 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u2e9f26021bbc6ced6c920925828c59e6:active , .u2e9f26021bbc6ced6c920925828c59e6:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u2e9f26021bbc6ced6c920925828c59e6 .centered-text-area { width: 100%; position: relative ; } .u2e9f26021bbc6ced6c920925828c59e6 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u2e9f26021bbc6ced6c920925828c59e6 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u2e9f26021bbc6ced6c920925828c59e6 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u2e9f26021bbc6ced6c920925828c59e6:hover .ctaButton { background-color: #34495E!important; } .u2e9f26021bbc6ced6c920925828c59e6 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u2e9f26021bbc6ced6c920925828c59e6 .u2e9f26021bbc6ced6c920925828c59e6-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u2e9f26021bbc6ced6c920925828c59e6:after { content: ""; display: block; clear: both; } READ: My New Nose EssayOf course, not all IDKWBY gifts are culinary in nature. Calendars qualify,as do chia pets. Enough said. It would be possible to list several other Christmas gift categories thatwould send a cold tingle up your spine. But rather than list any more of these,Id like to give you a few examples of really great gifts: Stereo components(good quality), gold jewelry, an appropriate music C.D., gift certificates, andquality clothing. But if you want to be absolutely certain your gift will be appreciated, gowith cold, hard cash. The receiver is certain to experience the true Americanholiday spirit.

Wednesday, December 4, 2019

Inherent and Business Risk HIH Insurance Limited

Question: Discuss about the Inherent and Business Risk for HIH Insurance Limited. Answer: Evaluating business risk of HIH Insurance limited: HIH Insurance limited is mainly hindered with insolvency and structure risk from its operations. Moreover, the business risk of the company mainly increased after the inclusion of high risk insurance arenas in their business activities. Bratten et al. (2013) argued that companies with the help of accoutring loopholes are able to inflate their balance sheet and portray wrong valuation of their firm. Organisational structure: Moreover, the companys organisational structure is mainly at risk as it had included high-risk insurance arenas in their operations. This high-risk operations included by the HIH insurance is not approved by the overall Australian Prudential Regulatory Authority (APRA). Moreover, the company also changed the perspective of ordinary policies by reinsuring them and increasing its overall exposure in film and marine insurance. Coetzee and Lubbe (2014) stated that with the help of laid down rules and regulation authorities are able to reduce unethical process conducted by auditors to increase their personal wealth. Risk of Insolvency: In addition, the risk of insolvency could also be identified as the overall inherit risk, which mainly changed from previous fiscal year after the inclusion of higher risk insurance products. Furthermore, the limited information exposure provided to the auditors mainly did not help in identifying the insolvency capacity of the company. In addition, HIH insurance also inflated their balance sheet to make their debt ratio lower, which in turn portrayed the company as solvent to its investors. Griffiths (2012) cited that due to the laws imposed by AASB the unethical measures conducted by companies could be detected, which in turn might help increase investors trust. Stating the inherent risk factors of HIH Insurance Limited: In addition, the overall inherent risk that might affect the financial report of HIH Insurance is the change in its operations. However, the auditors were not able to comprehend the difference in inherent risk of HIH insurance and other insurance companies. Furthermore, the company included future income tax benefit and deferred acquisitions costs in their balance sheet to reduce the debt ratio. Guenin et al. (2014) argued that companies mainly depict wrong valuation to reduce their debt ratio and attract potential investors, which in turn help in increasing their share price. Moreover, detection risk mainly loses its friction if the company omits certain transaction in their balance sheet. In addition, the limited information provided to the auditors mainly reduces the efficiency of the audit procedure. Furthermore, the external auditors mainly relied on the internal audit report of HIH insurance, which resulted in increasing the misstatement detection risk. In addition, the control risk is mainly used in detecting misstatements in financial report. Moreover, the company mainly insured high-risk activities like marine aviation, film financing and natural disaster. Furthermore, the inclusion of these new insurance policies mainly increased the overall inherent risk, which in turn increased the overall misstatement in their financial report (Hribar et al. 2014). Moreover, the misstatements conducted by the official of HIH insurance to its auditors mainly increased the inherent risk of the company. Reference: Bratten, B., Gaynor, L.M., McDaniel, L., Montague, N.R. and Sierra, G.E., 2013. The audit of fair values and other estimates: The effects of underlying environmental, task, and auditor-specific factors.Auditing: A Journal of Practice Theory,32(sp1), pp.7-44. Coetzee, P. and Lubbe, D., 2014. Improving the Efficiency and Effectiveness of Riskà ¢Ã¢â€š ¬Ã‚ Based Internal Audit Engagements.International Journal of Auditing,18(2), pp.115-125. Griffiths, M.P., 2012.Risk-based auditing. Gower Publishing, Ltd. Gunin-Paracini, H., Malsch, B. and Paill, A.M., 2014. Fear and risk in the audit process.Accounting, Organizations and Society,39(4), pp.264-288. Hribar, P., Kravet, T. and Wilson, R., 2014. A new measure of accounting quality.Review of Accounting Studies,19(1), pp.506-538.

Thursday, November 28, 2019

Rogers Essays - Educational Psychology, Pedagogy, Distance Education

Rogers Drawing from our experiances with formal education , we have come to agree with Rogers to some degree, but also disagree with some of the points that he made concerning freedom in the classroom. There are many components of the theory that would be helpful to the learning process of the student. Rogers believed that the student should be faced with a real problem that holds some ?meaning and relevance for him/her.? (Rogers & Stevens, 53) This would be the first step in facilitating freedom in the classroom. According to Rogers, teachers are very responsible in the creation of the student's inner freedom. Teachers must have many qualities that will allow for self actualization. First, the teacher has to gain confidence in his/her students so that the he/she can allow for freedom in the classroom without feeling that the situation would get out of control. Second, the teacher must be ?real?. (Rogers & Stevens, 54) This means that the teacher is able to show his/her true feelings and emotions in the classroom. Third, the teacher has to be fully accepting of the student's thoughts and opinions, even if they are not perfect. And last, the teacher must show empathy towards the student's fellings. Each of these components allow for inner freedom, helping the student to believe in him/herself. Although we believe that these components do have their place in the classroom, we began to lose confidence in the thoery when looking at the last two facilitating components of inner freedom. According to Rogers, there is no need for any type of structure in the classroom. His theory did not include room for lesson plans, organized lectures, homework assignments, tests, or grades. All students should be allowed freedom in the classroom, but only to a certain extent. Psychology Essays

Sunday, November 24, 2019

Battle of the Somme essays

Battle of the Somme essays The aim of this report is to give an overview of the battle of the Somme, and judge the extent to which it can be seen as a success or failure for the allies. The main part will describe the aims and the hidden intensions of the allies. It will also evaluate how far their plans were realized and where they failed. The victories and the defeats of both antagonists will be extensively discussed. Figures and objective circumstances will be analyzed to prove to what extent the battle was decisive for the final outcome of the First World War. Most sources were taken from texts, history books and internet sites which were used as a main source. The battle of the Somme was a joint offensive planned and executed by both the French and British. The idea came from Joseph Joffre, the French Commander and was accepted by Sir Douglas Haig who later took over the operation. It was an attack with the hope to make some kind of territorial gain, and took place in hope to destroy German lines. The French army had been forced to ask help from the British because of their losses in Verdun. This almost lost battle in Verdun caused the French to lose many of their resources. The main aim of the Germans in Verdun was To Bleed France Dry. They chose Verdun because of its symbolic value. A symbol of being a strategic area, which has been fought on for many years between France and Prussia, later to become Germany. The battle of the Somme started on Saturday July the 1st 1916. Haigs strategy was to do eight days of bombing in order to destroy the German front line. He used twenty-seven divisions against the Germans but there were many losses because the bombardment had failed to penetrate the German underground bunkers. Since the Germans were underground, not much had happened to them, while the Allies thought they were going to be able to just Cross the trench area. Haig did not realize that the Germans had spent two years ...

Thursday, November 21, 2019

What was the watergate scandal and what was its effect on American Essay

What was the watergate scandal and what was its effect on American politics - Essay Example The idea of pursuing re-election through draconian means seemed attractive to him and his consultants. However, their approach to re-election campaign turned out to be an illegal act. As revealed in May 1972 evidence following the NDC’s office break-in, it emerged that the members of the re-election committee of President Nixon were the culprits of the Watergate burglary. Many intruders, who were linked to the reelection campaign of Nixon, were caught trying to wiretap phones and filch confidential documents (Vaughn 579). Owing to the failure of the wiretaps, the burglars would soon return to the Watergate office on June 17, 1972 to rectify the fault. Unfortunately, a security guard detected when they tapped the locks to Watergate building using a microphone. The guard informed the police of the incident and it was fortunate that the police wasted no time and caught the burglars red-handed (Vaughn 579). Despite the fact that the link between the burglars and President Nixon initially remained oblivious, the link would later be established when detectives identified white house contact of the president’s re-election committee in the baggage of the intruders. President Nixon gave a public speech on August 1972 distancing himself and his office from the burglary. Consequently, he won the trust of most voters, which handed him a landslide victory in November election (Vaughn 579). Nixon later planned financial reward for the burglars to cover up for the crime. However, the plan failed when some of his confidants yielded to the cover-up pressure revealing that the president orchestrated the burglary. Some of his aides were incarcerated in 1973. Nixon was pressured to produce the Oval Office’s taped conversation, which he allegedly possessed. When he finally handed over some of the tapes, the cover up began to blow apart in early 1974. In July 1974, the House of Representatives

Wednesday, November 20, 2019

Parkinsons Disease Essay Example | Topics and Well Written Essays - 1750 words

Parkinsons Disease - Essay Example According to the essay "Parkinson’s disease" findings, usually the patient experience â€Å"resting† tremor. The tremor, however, may disappear when the patient moves voluntarily and when he sleeps. Other symptoms include rigidity of cogwheel type which is due to stiffness and increased muscle tone (Miller & Stein 2000). What happens with rigidity is that the signal coming from the brain is disturbed thus the muscle remains tensed and contracted. As a result, the patient may feel pain when he moves. The muscle also becomes weak because the opposing muscle is relaxed with the same altered brain signal. The patient may also experience bradykinesia characterized by slow automatic movement (Stein & Miller 2000). The movement could be unpredictable. At one time the movement is easy but other times it could be difficult needing assistance. This makes the simple activity like dressing or washing takes time for a patient. Stooped posture is also evident with Parkinson patients characterized by leaning forward and backward. Having this kind of instability may lead to impaired balance and coordination which might cause fall or bumps. As the disease progresses, the patient may also develop shuffling propulsive gait. He may also have the relaxed arm swinging while walking with the bent trunk. Thus a Parkinson patient is said to resemble a car without a break (Hladysz n. d). All of the syndrome effects is a result of the overstimulation of the postural muscle of the neck trunk, and upper limbs.

Sunday, November 17, 2019

Market Essay Example | Topics and Well Written Essays - 1250 words

Market - Essay Example Not to get out of the topic, Peron’s main policies in this period were based on his being a close observer of the axis power’s fascist leaders, and this might have been the reason he acquired the Napoleonic view of being a man of destiny. When it occurred to him that the axis powers were defeated, to him this revealed the foolishness of the foreign policy of the Argentine and this established in him a conviction that he had a chance of avoiding the clear mistakes of Franco, Mussolini and Hitler in order to dive argentine to a great height. This paper explores a biography that describes my family background, economic background and current situation, and position in the U.S. political power structure. As often known, any dictator needs a bodyguard, and for this case when eyeing the office of the president, he assembled a band of followers from the row deist urban poor of the Argentina. In order to keep models of the Brown and black shirts, he went ahead labeling his foll owers No shirts with a reason that they lacked the white gentleman’s shirt. This clearly indicated that he was getting a way to middle ground between the communist and the fascist. Certainly, Peron was an ultra-nationalist who did not fear playing upon the class s rivalry. He took advantage of the powers he possessed while a vice-president to attach himself to the working class. In the event, some military officers sensed that Peron was up to something and went ahead arresting him. In response to this, Peron raised worker’s wages and gave them a paid holiday. Certainly, it was a shrewd investment because it is a chance that her mistress used her beauty in rallying his supporters with giant mobs gathering chanting the slogan of releasing him. This was an advantage for him since though this, he was released, as well as elected president in 1946 elections forming the peronista party. The steps he took after assuming power is what has made him be remembered for transformin g the leadership of Argentina. He first went ahead marrying his mistress Eva Peron with opposition being silenced by the bands of No shirts. He along with his team set up and established a full-fledged welfare state alongside granting women voting rights using Eva as the face of the crusades. Noting that the economic policies of the new regime were as bizarre as the Cultural Revolution of Mao, he went to introduce various changes that cut across social, economic, and political. The prominent economic changes entailed freeing Argentina from the foreign dominance through investing heavily in industrialization. This he did by funding the first ever-scientific analysis of Argentina’s Andes Mountains in which he discovered coal and precious metals. With a view to fund the exploration and the social program, he centralized control of imports and exports. In a period of ten years, the true rich Argentina’s resources brought about a stunning social economic growth that actuall y defied the attempts of experts to attempt explaining it under Juan Peron’s erratic policies. On a social ground, the legacy of Nepoleon left a great impression in Peron, in which case the two leaders viewed their people as those who cared little about their liberty, but about the government goal to provide equality. He was called El Leader following his character that established him as being a good fascist and as a good socialist he provided higher wages,